WHAT IS A CPN? A CPN is the first step to aquiring new credit on a new credit file. The term CPN is nothing more than a abbreviated 3 letter word which means; Credit Profile Number. A Credit Profile Number is defined as, "ANY 9 DIGIT NUMBER WHICH CAN BE USED FOR CREDIT." These 9 digit numbers can be found in every bank, credit union, or financial institution as a SSN, ITIN, TIN, or EIN. Banks and lending institutions DO IN FACT LEND TO; individuals using SSN's, Legal Non Resident Aliens using ITIN's, Tax Paying Individuals using TIN's, and businesses using EIN's! You can use your Credit Profile Number (CPN) for Opening Bank Accounts, Applying for Business Licenses, Filing a Tax Return by Mail, File an Electronic Return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program or anything that would be applicable to the use of a EIN, ITIN, TIN or SSN for credit reporting purposes. It is a well documented individuals owing business has received credit cards, car loans, certain types of mortgage, personal loans etc with the use of EIN's, TIN's, ITIN's and SSN's, which are all considered CPN's when used outside of it's natural intent, AND USED SOLELY AS AN APPROVAL MATRIX.

WHO NEEDS A CPN:   If you start a new business, hired (or will hire) employees, including household employees, opened a bank account, changed type of organization, purchased a going business, created a trust, created a pension plan as a plan administrator, i s a foreign person needing to comply with IRS withholding or TAX Regulations, Is administering an estate, is a withholding agent for taxes on non-wage income paid to an alien (i.e., individual, corporation, or partnership, etc.) is a state or local agency, is a single member LLC , is an S corporation or  for any tax-related purpose even if the entity does not have employees.  You either NEED or can benefit from a professionally established validated CPN number.   OPENING A BANK ACCOUNT IS RECOMMENDED Contact the bank, or banks, that you would consider opening an account with, and ask them what type of information they will require. Many of them request documents which show that the company exists, such as a certified copy of the certificate of formation or a certificate of good standing (Information we provide at the point we deliver your CPN.)  The bank will also need the number.  We offer with each   CPN free Safe Scan, Choice Point and Lexis Nexus Search prior to issuing a CPN Number .

WHAT YOU CAN EXPECT FROM OUR CPN SERVICE:  Our $299.99 CPN Service is not a 8 or 16 page E-Book which attempts to walk someone "Through the Process," of obtaining a EIN Number, It Is a Service!  We DO NOT give you quick information which will walk you into obtaining a EIN which will validate as DEAD, PRIOR to 1955, or Not be Issued, which plainly means; "IT WILL NOT WORK as a good credit number.  We actually have a process of HAVING A CPN NUMBER "ISSUED AS EITHER A EIN OR ITIN."  This means WE CAN MATCH DOB's very closely and issue a number which will VALIDATE FOR SURE and be a great credit number.  Tradeline, small credit account, phones, utilities and credit cards are common with our numbers, and we have proven this time and time again.  Furthermore, when you purchase from a CREDIT CONCEPTIONS Store you become a Client For Life, which means, if you merge a credit file, too many inquires, or you decide you need a new CPN re-issued to you; We pull your file, and issue you another number based on Our Same Standards!  We provide ALL Clients with Both Credit Bibles; for their information; FREE, WITH EVERY PURCHASE.  We recently found and article; which stated, LEGAL CPN, issued someone a number which was an actual SSN Number.  Yes all the numbers we issue have 9 digits, and IF IT WONT VALIDATED, ISN'T MATCHED, WE WON'T ISSUE IT!  We Promise you wont get a Dead, Old, No been Issued, Non Matched, a Bunch of Talk, or a Sales Pitch from US.  All of Our Clients are Clients For Life!  We stand with You, Fight with You, give You FREE Credit Information, Leeds and FREE Consultation. NO ONE ISSUES MORE CPN THAN US, WE ARE THE EXPERTS, IN ALTERNATIVE CREDIT, BUSINESS CREDIT AND PERSONAL BUSINESS CREDIT!   

Credit Profile Number FAQ

What is a Credit Profile Number (CPN)?
It is any nine digit number separate from your social security number, but not excluding a SSN, used to track your credit activities and history; such as a EIN, ITIN, TIN or SSN, but their can be other formalized government or institutionally issued 9 digit number which can be issued and used for credit purposed.

Can I use this number instead of my social security number?
No, but in certain situations some numbers which are used which can be defined as a CPN can be used in place of a SSN, such as when Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program, and any other instances deemed by law.  Please note the Credit Profile Number (CPN) does not replace your SS number, this number can only be used for credit reporting purposes. It cannot and should not be used for any government purposes including and not limited to: military, child support, DSS income, SSI, taxes, FHA, VA, or ANY GOVERNMENT BACK FUNDING, which requires a individual to list a SSN number.

What can I use my new Credit Profile Number (CPN) for?
You can use your Credit Profile Number (CPN) for Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program or anything that would be applicable to the use of a EIN, ITIN, TIN or SSN for credit reporting purposes.  It is a well documented fact that numerous credit accounts has been issued to individuals and individuals owing business who received credit cards, car loans, certain types of mortgage, personal loans etc with the use of EIN's, TIN's, ITIN's and SSN's, which are all considered CPN's when used outside of it's natural used and approved for credit.  Please understand a SSN has been issued and used for Social security Purposes and is not and was not intended to be inherently a credit number to be used by anyone who opens a service or bank to lend money goods or services; and the same is true for ITIN's, EIN's, or TIN's.  These number are not localized and are used throughout the entire credit system, and are being used beyond their original scope.     

Am I responsible for the debts on my old report?
Yes, you are responsible for all debts on your old report and debts incurred with your Credit Profile Number (CPN).
You must remember that while you are DEVELOPING YOUR BUSINESS OR PERSONAL CREDIT, you must use your new Credit Profile Number (CPN) wisely, WHETHER YOUR CPN FILE IS BASED ON YOUR LEGAL SSN, ITIN, EIN, TIN.

Is this legal?
"Yes. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V, you have the right to keep your SS number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your SS number." is a commonly made statement legal CPN found online and posted here, but our statement to further the above statement, "Is all government numbers that are issued legally which are used legally throughout the credit system standing on their face value are in fact legal.  But their are laws which govern their use, so please be aware the that you do not violate any legally listed law on either the federal or state level.  We are not a legal counsel, but we don encourage you to perform the necessary research or hire counsel to answer specific questions regarding this question."  David Glatzer Legal CPN  

What will my new FICO be?
Any new credit file which is automatically crated by the credit bureaus computer will be blank. You will need to reestablish your credit, by applying for credit and other lines under the law.  Yes you will have a credit file when; A) the government issues you a 9 digit number, and B) when this information is filtered into the credit bureaus computer which will automatically record it, file it, and create a new credit file without your knowledge or consent, ONLY BECAUSE IT IS A 9 DIGIT NUMBER, AND IT WILL RECORD YOUR NAME, DOB, AND ADDRESS, REGARDLESS IF IT MERGES THIS INFORMATION OR CREATE A NEW CREDIT FILE, WITHOUT YOUR EXPRESSED CONSENT OR KNOWLEDGE.  So yes; you will have a credit file and a FICO score without doing anything other than registering or using your EIN, ITIN, SSN, TIN within normal applications of those 9 digit numbers.  


Are you saying that I can use my Credit Profile Number CPN to buy investment property or get a loan to start a business?
Yes. Leverage is a tool that has been used by the wealthy for generations. Their are numerous examples of EIN's, TIN's, ITIN's and SSN's being able to secure loans, financing, auto loans and homes.  

 

 

Q: What does the law say about credit and financial matters?
A:
Title 5 of the United States Code Annotated 552(a) known as the Privacy Act, ruled in part: "Right to privacy is a personal right designated to protect persons from the unwanted disclosure of personal information." - CAN Financial Corp vs. Local 743, D.D., I11, 1981 15F. Sup. 943, I11.
(A)(1) "It shall be unlawful to deny any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his or her social security account number".
Pub. L 93-579: (B) "Any Federal, State, or Local Government Agency which requests an individual to disclose their Social Security Account Number shall inform that individual whether the disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it."
The Equal Credit Opportunity Act (ECOA) prohibits creditors from denying you a loan based on reasons that have nothing to do with your credit-worthiness.
Q:
How does this program work?
A:
By understanding the law and applying credit re-establishment techniques, our proven techniques specializes in the establishment of credit through a completely separate and legal entity. With your new completely and separate legal entity, you will be able to build a new credit-worthy profile.
Q:
Is it Legal?
A: Specifically, there is no law that says that a consumer cannot secure one or more nine-digit tax identification numbers. Specifically there are no laws that say that consumer cannot develop or obtain the additional supporting criterion to apply and obtain credit as long as it is not done with the intent to defraud. The legality of creating a new credit file has always been a topic of great debate amongst the credit file is based primarily on the fact that there is no intent defraud and or with untrue misrepresentations. It is the belief of many professionals, that it can be done legally as long as no fraud is intended (intent is the key word).
Q: How quickly can I get my NEW 9-digit number?
A: There is a 1-page application required to fill out to receive your new 9-digit number. We provide all instructions needed to fill in this application.  Your application will automatically be email in where your application will be processed and assigned to an account manager to be completed.  If it is not Valiadated or Match to your DOB we will not issue it.  PERIOD! TURN AROUND TIME IS NORMALLY 2-3 BUSINESS DAYS TO COMPLETE THIS PROCESS.
Q: How fast can I get credit through my new legal entity?
A: As soon as your new 9-digit number has been assigned to you, your new credit profile is created and you can start applying for credit.
Q: Is the the NEW 9-digit number a 2nd Social Security Number?
A: NO; It is not a 2nd Social Security Number. Your new 9-digit number will be assigned to you for credit establishing purposes only. You will continue to use your SS# for employment, taxes, state benefits and for your drivers license.

Q: Can I use the NEW 9-digit number to open Bank Accounts and apply for personal loans?
A: YES

Q: Can I use the new 9-digit number on credit card applications?
A: YES; You can use your new credit profile obtain major credit cards, department store cards, gas cards, auto loans, bank loans, real estate, and any other type of financing you desire.
Q: Can anyone do this?
A: Absolutely, you do not need any special skills or knowledge. We have taken the complexity of the attorney and CPA knowledge base and condensed it into an easy to follow and very simple process!

Q: Can I use my new 9-digit number for employment?
A: In most cases no, remember one of the criteria for using your current social security number is for employment. Employers have to use your social security number to report wages earned and taxes owed to the IRS by law.

Q: Who provides me with the new 9-digit number?
A: Your new 9-digit number is processed through governmental agencies and credit bureaus requiring your signature and submission. "Legal Credit Secrets Exposed," comes with all the necessary forms and complete instructions for establishing AAA-1 credit in 30 days.
Q: There are a lot of credit repair scams out there, are you legitimate?
A: Absolutely! Everything we offer is completely legitimate and completely legal. Furthermore, we are not a credit repair company. Many credit repair companies claim to be able to repair your credit, but in fact it is very difficult to repair credit once it is damaged. Legal Credit Secrets Exposed focuses on establishing good credit with a NEW 9-digit number. The techniques used to establish credit have been researched by attorneys and are completely legal, ethical, and within all applicable federal laws.
Q: Can I order for me and my husband / wife / partner?
A: Absolutely! This is an individual program that can work for both the husband / wife / partner.
Q: Does this affect my drivers license, current SS#, or any other personal identification?
A: No; This program utilizes the law to establish a completely separate and legal entity from your current individual profile. Your name, drivers license and other forms of ID will not need to change in any shape or form.
Q: What about on a credit application, won't they ask me for my social security number?
A: Credit applications will always ask for a social security number because this is the most convenient way for creditors to get a hold of as much personal information as possible. But with this type of credit re-establishment through a completely separate and legal entity, they will require the new entity information which will be in the form of your new profile information including new 9-digit number. Your new 9-digit number will be the identifier for your new profile and not your social security number. Also remember, you do not have to release your social security number without mandatory disclosure.
Q: Will my current credit profile get mixed in with my new credit profile?
A: The only way your new credit profile can get mixed in with your old in our program is by willingly disclosing your old credit profile information with your new one. If you utilize your new credit profile within the legal structure designed for this type of completely separate and legal entity, releasing your old profile information will not be necessary unless you voluntarily use it.
Q: Is it Ethical?
A: Yes, it is practical to create a new credit file if you are burdened by damaged credit and it is beneficial to return to a NEW CREDIT status. Considering some Attorneys and Credit Specialists that know about these techniques have charged their clients up to $10,000, we feel it is very ethical.

Tradelines FAQ

What is a trade line?

All of our trade lines are reported to your credit file as open, revolving, Installment, auto, and unsecured accounts from major US banks or financial organizations.

What do your trade lines consist of?

All of our trade lines have anywhere from 2 to 5 years of positive payment history with 5% to 20% Remaining Balances, reported with frequent activity, credit limits of as high as $100,000 and low balances for the best scoring.

How do I determine the correct trade line to use?

During your initial consultation, our staff will offer you their best estimate on which of the trade lines will optimize your results.

How long does it take before I will see results?

After we finish processing, it generally takes 30 to 45 days for the trade lines to report, rarely, it may take up to 90 days.

Is this legal?

Yes, it is completely legal. This technique has been used for years by mortgage brokers, bankruptcy lawyers and real estate agents to help their clients establish trade line accounts with history, to boost their credit score. Please Read the 1974 Equal Credit Opportunity Act, for the legal statutes and codes.

How safe is my information once given to your company?

Your information is 100% safe. Your information is NOT shared and/or sold to any 3rd party distributor. All of our trade lines are in-house, owned by the principals.

Can you provide mortgage tradelines?

Yes, we recently obtained the ability to provide mortgage tradelines up to $400,000. The pricing for these and all other tradelines are listed on our website.

Do you offer any guarantees?

Yes, we offer a 100% money back guarantee to report each Authorize User Tradeline status to each trade line you contract with us for within 60 days. Every client's credit file is different, so individual credit score increases will vary depending on how many negative accounts currently reporting on their credit file. Therefore, we can not guarantee the amount of increase you will receive.

How long will these trade lines report to my credit file?

Our positive trade lines will stay on your credit file. We keep our clients accounts "Open" for at least 6 months. After this time they are closed, but still have the good history showing on your profile. If you need a trade line to report for an additional amount of time, just let us know. Each tradeline can be continuously reported as Open monthly after the original 6 months for a nominal price.

Isn’t this just credit repair?

No, absolutely not. We specialize in credit enhancement. Our unique program allows you to take advantage of the spotless Primary Credit, thereby extending you a second chance to build your credit the right way.

How many trade line accounts are available?

We offer a wide range of trade lines, from a high balance of $5,000 to mortgage loans that are $400,000. Also, a client can order multiple lines to add to their credit profile, as many as they can afford. Of course, all trade lines are subject to availability.

Are there any additional fees?

There are no additional fees, once you make your initial purchase - the tradeline is yours.

Why would a trade line not report to the credit bureau on a regular basis?

Each trade line is different, with their own guidelines and rules.. Please allow between 30 to 45 days for the trade lines to appear on your credit report.

Will you pull my credit report?

We will not pull your credit report. We advise all clients to pull their own credit report from Equifax, Trans Union or Experian and sign up for a credit monitoring service, so you are notified when your credit score goes up.

The contract and payment authorization form asks for my SSN (Social Security Number), can this be reported to my EIN (Employer Identification Number)?

Yes, you can supply either for us to add your trade lines. If a client wishes to use his/her CPN (credit profile number) it is their choice. We will attempt to add tradelines to this number that was provided.

How much will my credit score increase from adding these trade lines?

Credit score increases vary depending on how many trade lines are added, how many negatives are currently reported and all the other factors involved by the credit reporting agencies in creating your credit score. However, typically increases range from 20 - 50 points per line.

What type of payment do you accept?

We currently accept cashiers checks and money orders. We may also provide a link that will allow payment online using PayPal.

What if I do not have enough money to use your services right now?

Unfortunately, we are not able to provide partial payment arrangements. Our process include making other purchases in your name for the products that you order. These all require us to make payments up front.  our tradeline team is the leading Business Formation Service in the nation. Providing Business Formation Services for more than 10 years and serving clients nationwide.  our tradeline team provides complete, effective, and affordable services that enables our clients to achieve a their personal business goals.  our tradeline team continues to be the #1 source for personal business formation, credit e-books, trade lines, and credit repair letters.   Furthermore, we offer our products cheaper than ANY OTHER RESELLER OR CREDIT FIRM IN THE WORLD!  For individuals who seek a professional partner with timely and professional results; We continue to be the preferred choice.  

What is a CPN? For as low as $299.99 we will develop your personal business foundation which will be legal for you to own and operate base on current IRS and business rules of law.  Don't be discouraged by CPN witch hunters, who rant and rave over the term "CPN" which  is nothing more than a abbreviated 3 letter word which means; nothing more than, Credit Profile Number; which is simply defined as, "ANY 9 DIGIT NUMBER WHICH CAN BE USED FOR CREDIT," which means exactly that!  Any 9 digit number that can be used for credit, which can be found in every bank, credit union, or financial institution as a SSN, ITIN, TIN, or EIN.  Banks and lending institutions DO IN FACT LEND TO; individuals using SSN's, legal non resident aliens using ITIN's, tax paying indiviuals using TIN's, and businesses using EIN's!  For proof and articles proving, "Their is life beyound SSN Credit," please consult with  our tradeline team Media Center.

Attention:  Our $299.99 CPN Service is not a 8 or 16 page E-Book which attempts to walk someone "Through the Process," of obtaining a EIN Number, It Is a Service!  We DO NOT give you quick information which will walk you into obtaining a EIN which will validate as DEAD, PRIOR to 1955, or Not be Issued, which plainly means; "IT WILL NOT WORK as a good credit number.  We actually have a process of HAVING A CPN NUMBER "ISSUED AS EITHER A EIN OR ITIN."  This means WE CAN MATCH DOB's very closely and issue a number which will VALIDATE FOR SURE and be a great credit number.  Tradeline, small credit account, phones, utilities and credit cards are common with our numbers, and we have proven this time and time again.  Furthermore, when you purchase from a our tradeline team Store you become a Client For Life, which means, if you merge a credit file, too many inquires, or you decide you need a new CPN re-issued to you; We pull your file, and issue you another number based on Our Same Standards!  We provide ALL Clients with Both Credit Bibles; for their information; FREE, WITH EVERY PURCHASE.  We recently found and article; which stated, our tradeline team, issued someone a number which was an actual SSN Number.  Yes all the numbers we issue have 9 digits, and IF IT WONT VALIDATED, ISN'T MATCHED, WE WON'T ISSUE IT!  We Promise you wont get a Dead, Old, No been Issued, Non Matched, a Bunch of Talk, or a Sales Pitch from US.  All of Our Clients are Clients For Life!  We stand with You, Fight with You, give You FREE Credit Infomation, Leeds and FREE Consultation. NO ONE ISSUES MORE CPN THAN US, WE ARE THE EXPERTS, IN ALTERNATIVE CREDIT, BUSINESS CREDIT AND PERSONAL BUSINESS CREDIT!   


our tradeline team  E-Books and Services:   We offer the MOST COMPLETE CPN BOOK LIBRARY found anywhere on the web!  The books found on this web site are THE  MOST  DETAILED, THE  MOST  COMPREHENSIVE, AND  INFORMATIVE ON THE WEB!    PERIOD!    FURTHERMORE, WE  CHALLENGE  YOU  TO  BROWSE THE INTERNET AND FIND BETTER PRODUCTS "WITH BETTER RESULTS," FOR A LOWER PRICE, AND A FASTER TURN AROUND TIME; THAN WHAT WE OFFER HERE AT our tradeline team! WE ARE THE SOURCE AND WE REMAIN #1 IN OUR INDUSTRY!   IF  YOU BUY THESE BOOKS ANYWHERE ELSE; CHANCES ARE YOUR SPENDING MORE MONEY!  BUY  these  exciting books  and  learn  the  secrets  and  techniques  that  are proven and  REAL!   Attorneys and credit agencies charge fees in the thousands for business formation services and information; BUT NOT US!  We Charge AS LOW AS $9.99 for this HIGHLY SOUGHT AFTER INFORMATION; Trade-line, and Credit Repair Letters!  

See for yourself why our tradeline team is the number one Business Formation Service in the Nation!  Don't waste your time "TRYING" to set up a CPN Credit File; which may be argued to be an attempt to file segregate, or may be illegal to use, we will set it up it the right way the first time.  Q: Is it legal for someone to open a pizza or landscaping business and look to use their business as a source to secure new credit for their new business?  If you answered yes, this is why we are in business!  We are here to help you secure new credit with your new 9 digit number which can be used to open bank accounts, file taxes, and obtain business licenses.

We are not a credit repair company we are not a bank or lending institution and we will not sell you a "CPN NUMBER" which "CAN BE" misunderstood as an attempt to create a second credit file. our tradeline team IS A BUSINESS FORMATION COMPANY WHICH ESTABLISHES LAWFUL BUSINESSES, under which a person "IS LAWFUL" and "HAS A LAWFUL RIGHT" to establish a business under current business guidelines.  We have found numerous examples, reflected in millions of available records which provides the foundation for our service.  Let us help you! 

IMPORTANT NOTE: Your NEW 9-digit Profile Number; As stated on IRS letter head, can be offered in place of a Social Security number (SSN#) "when Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program.  This is not a 2nd SSN#. You are legally responsible for any misuse of your new 9-digit number. It will not make your current SSN# disappear. Your new 9-digit number will be assigned to you for your personal business or Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program purposes. You will continue to use your SS# for employment, taxes, state benefits, drivers' license or ANY PLACE DEEMED BY LAW. You are responsible for any agreements you make using your NEW PERSONAL BUSINESS ENDEAVORS.  

FREQUENTLY ASKED QUESTIONS

Our company utilizes internet-based communications for all inbound inquiries and a combination of email, phone, and remote assistance for an expeditious resolution. No more leaving messages in phantom voice mailboxes, waiting in long telephone queues only to be disconnected before submitting your question. Our clients have embraced this proven support model because it provides a very high level of service while maintaining a very inexpensive pricing structure.

$499-$1,500

We Boost FICO Scores! 
Bad Credit Ok!

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